At East Boston Savings Bank our strong banking heritage dates back over 160 years, during which time EBSB has taken great pride in its traditions, namely the Bank’s sound fiscal policy, outstanding management and staff and the institution’s trustworthiness. EBSB manages risk and creates guidelines that are smart, fair, and flexible and has set the standard for outstanding customer service and quality financial products and services. 

• EBSB has in excess of $1 billion in total assets and $129 million in capital. We have financial strengths and resources that are unparalleled in the industry.
• We have the capacity to provide loans to creditworthy borrowers for residential mortgages and quality commercial projects. Our total capital ratio is in excess of 15%, well in excess of the minimum required by banking regulations.

As a member of both the Federal Deposit Insurance Corporation (FDIC) and the Deposit Insurance Fund of Massachusetts (DIF), all of your deposits are insured in full. That means that every dollar you have on deposit with East Boston Savings Bank is fully insured without limit.

In 2006, Meridian Interstate Bancorp, Inc. was established to be the mid-tier bank holding company for East Boston Savings Bank. Meridian Interstate Bancorp’s primary business activity is the ownership of the outstanding capital stock of East Boston Savings Bank.  The common stock of Meridian Interstate Bancorp is listed on the Nasdaq Global Select Market and trades under the ticker symbol “EBSB.”