Online Banking Disclosure  /  Agreements & Disclosures  /  Online Banking Security Policy
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High Yield Savings Account
Less than $5,000.00
$5,000.00 - $49,999.99
$50,000 & above

*Annual Percentage Yield (APY) as of 05/25/17 is based on an average daily balance of over  $50,000. Balances of $5,000 up to $50,000 APY is 0.88%. Balances below $5,000 APY is 0%. $50 minimum to open account.  Rate subject to change without notice. Personal accounts only. New money only. Please refer to the Agreements and Disclosures for more information. Offer may be withdrawn without notice at any time. You must be a U.S. Citizen to open an account with us. is an online division of East Boston Savings Bank (EBSB), a Massachusetts chartered stock bank that operates 32 full service locations and one loan center in the greater Boston metropolitan area. Products offered through EBSBdirect are exclusive to Internet banking and are not available through our branch network. Customers of East Boston Savings Bank with non-interest-bearing transaction accounts are insured up to $250,000 under the FDIC's general deposit insurance rules.

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Member FDIC.
Member DIF.
Equal Housing Lender Equal Housing Lender.
Equal Opportunity Lender.

As a member of both the Federal Deposit Insurance Corporation and the Deposit Insurance Fund of Massachusetts, all of your deposits are insured in full.  That means that every dollar you have on deposit with East Boston Savings Bank is fully insured without limit.